Old topic sorry - Halifax Bank Charges
Has anyone actually been able to claim back their charges from Halifax? H2B tried to claim his back and they turned him down - I was able to get most of mine back from HSBC and Capital One...
Should we bother taking them to court or will it end up costing us loads of money...?
Kate x
Should we bother taking them to court or will it end up costing us loads of money...?
Kate x
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I have heard that quite often as soon as the bank knows you will be taking them to court they pay up. I think it will cost you anout £30.00 to set the ball rolling. Does your H2B think he has much dosh to claim back?? If so I'd say pay the £30.00...it's worth a try! I've just sent the first latter to Barclays and had a reply saying they are looking into it so i should here within a month...fingers crossed...any money would be helpful with wedding coming up hey? x
Lol wish I'd known that before.. I've just accepted HSBC's offer which was £600 less than what was owed..
H2B is only owed £670 from Halifax but they turned him down saying that it was "acceptable charges". Still going to take them to Small Claims Court I think..
Kate x
I sent my first letter to the halifax months ago to get back all my statements & find out how much charges i have paid along with a cheque for £10 - up to now i havent heard a thing, will chase it in the next few weeks although i didnt send it recorded deliver and have a feeling they will just say they never received the letter so will have to send another one.
I just worked out the interest on my HSBC one and it's added another £400 onto the total...! Make sure you add interest!
Kate x
http://www.moneysavingexpert.com/
I did end up starting court proceedings but before it actually went to court they sent a letter to me telling me my money will be credited with the full amount along with the interest and the payment I made to take them to court!!
https://www.moneyclaim.gov.uk/csmco2/index.jsp
all info on what to put if you need help again I used
http://www.moneysavingexpert.com/
good luck!!!!
I turned HSBC's offer down and am hoping that I'll get a better offer this time.. Fingers crossed!
Kate x
My BIL reclaimed £850 from Smile - they paid up no quibbles also. My sis and BIL are off on hols this summer with it.
I think a lot of people have had success by even threatening with small claims court action - maybe this would scare them into some action,
Good luck (I swear it would be easier if we all kept our money in a box under our bed!)