Homeless with a toddler
Never in my life did I ever think I would be writing something like this (sorry if this is long thank you if you manage to read it all).
I have always come on here as a silent reader but am now in desperate need of advice.
I'm 38, married for 7 years and have a beautiful 2 year old daughter. My husband is a quiet guy who to be honest doesn't have many close friends. This doesn't seem to bother him as he likes to spend all his time with me and our daughter. In almost every aspect he is perfect except with finances. He is beyond terrible. We had lived in a privately rented house since 2008 & even tho the house was cheaper than similar properties in the area, we always seemed to struggle keeping up with it. Right from the beginning, my OH took control of paying in the rent & regardless of how many times I tried to take over, he was never willing to just let me do it.
Before my daughter, I worked full time and we each paid half of the rent but then we underwent IVF & I fell pregnant. We started trying to put money aside for her arrival but I developed severe pre eclampsia & was hospitalised for 5 weeks before she was delivered 9 weeks early weighing 2lbs. This threw our finances everywhere and we literally had little to get by on. Eventually I went back to work part time but only do 15 hrs a week & we applied for family tax credits etc to help us out.
During the last two years the landlord would turn up saying the rent, unbeknownst to me, hadn't been paid, & sometimes we would be months behind & would have to try & scrape the money needed. Every time I asked OH if the rent was paid I would get promised it had & on 2 occasions he even swore on our daughter it had. It hadnt. 6 months ago this happened again and we were issued with a section 21 & given just under 3 months to pay it back or we could face eviction. I honestly thought it had been sorted. I didn't hear anymore from the landlord. Until he turned up today with 2 bailiffs & gave us 10 minutes to pack essentials & hand over keys. I had 10 mins to pack up my life. I was told to arrange a time witjin the next week to go back with a van to collect the rest of our stuff and the cat.
We went to the council to apply for emergency accommodation & were told (by the bailiff & landlord) to tell them the house was put up for sale as we wouldn't get help if we told them the real reason. The council contacted the landlord & he told them he had to sell the house & painted us as perfect tennants. It was more than we deserved.
The problem is, this brought up questions we couldn't answer. If we knew he was selling up, why leave it till he took the house back to do anything about it as he would have given notice. Why have we turned up without relevant paperwork? If it's not sold yet, why would he put a 2 year old on the street if he had never had a problem with us? All valid questions with no answers. Along with the fact they ran background checka which flagged up credit issues left right and centre, they wouldn't, couldn't and didn't help.
I'm currently on my sister's sofa with baby sleeping next to me. He has gone to his brother but I can't stay here too long. My mum is in a sheltered accommodation 1 bedroom flat (for people past 55) so there's no room & we aren't allowed to stay there too long, my dad hsd passed away. My family live in Essex whilst I was in Sth London which is where I need to be for work.
Because we were evicted for rent arrears, I have no options in terms of getting help with housing & without any savings, just don't know what to do. I'm so scared & angry & can't see a way forward. Husband has cried & apologised & said it all got too much