Wedding Ring Decision
I'm torn on what to budget for my wedding ring. The backstory is, my OH and I are already married, and hope to have a church blessing of our marriage on our anniversary next year. (Our actual marriage ceremony was a bit of a scam/ joke - don't ask.) I'd like to get a new wedding band in that the one I'm currently wearing isn't very nice and it's not the one I was originally married with anyway. (My OH is on his third ring, I believe - we've both lost or damaged several due to our work/ lifestyle.)
I like diamonds (don't shoot me, jewelry is a bit of a hobby of mine), and I've found a lovely band with several stones on it of good quality, for £2100 (!) The issue isn't having the funds (we work ourselves like slaves and are fortunate because of it), it's more should I really spend all this on a ring? I was raised Catholic and I swear, I have guilt running through my veins 24/7. There are a million other things the money could be spent on, even charitable causes (which I already do quite a bit of). Another part of me says I deserve it because I work really, really hard, and wouldn't it be nice this time to get a quality piece that will last. Obviously, I would also be much more careful with this ring and I would also get this one insured.
I've looked at Moissonite too, but part of me feels silly spending almost as much on something that's not a diamond.
Pretending you were in my spot, what do you think you would do? Would you splash out - or go a more conservative route and use the money on something else? (Yes, I know #firstworldproblems, but what on this forum isn't?)