How do people afford to go on maternity leave??
Having recently got married, me and my husband spoke about when we would like to start a family. I'm 33 and he's 37 so it's time to get cracking. We decided to start trying once we got back from our honeymoon. However, I looked at my work's maternity policy and there's no way I could afford to go on maternity leave! I'd get 2 weeks full pay, 4 weeks pay at 90% and then 33 weeks at SMP. With my current outgoings, there's no way my husband could afford to take those outgoings on, pay for food, petrol and a baby! I'm the main earner in the household so to lose the majority of my pay just wouldn't work. I could maybe have 1/2 months off maximum before the drop in pay would be too substantial.
We have a few debts to clear which will be done in 3 years time but to wait 3 years seems too long and I'll be 36 but quickly approaching 37 by that point. Does anyone have any advice, tips etc on how to survive on very little money with a baby??